By using this Web Site you agree to the following Terms and Conditions and Privacy Policy:
Introduction
You agree that we have the right to change or amend these terms and conditions at any time without prior notice. The terms and conditions that will apply will be those displayed on the date of your visit.
These terms and conditions shall apply to both use of the web site and any connected service provided by Web Publishing House Limited. Connected service may include but shall not be limited to e-mails, feed back services, and the transmission of data capture forms.
Definitions
Web Publishing House Limited and or "we" and/or "us" refers to Web Publishing House Limited a limited company registered in England under company number 5491351.
"You" and/or "your" shall refer to any individual or legal entity or user of this web site or any individual and or legal entity and or visitor to the web site. This applies whether or not the use was made personally or by another party using your details or acting on your behalf.
"Web Site" shall refer to any and every Web Site and or Web Page which is managed or owned or designed or operated by Web Publishing House Limited including all connections and links managed, owned, designed or operated by Web Publishing House Limited.
"The Parties" shall be Web Publishing House Limited and you.
Background
On this web site we aim to put our web site visitors in touch with credit card operators in order to provide our visitors with the credit card they have been searching for.
We display information on our web site that is provided to us by financial service providers and credit card operators and we take reasonable effort to display such information as a correct and accurate copy or précis of the information they have provided.
We also display what we believe to be helpful and useful generic financial articles for the assistance of those who wish to find out more about credit cards, borrowing money, financial services and financial service markets in general.
However, we do not guarantee, certify, recommend or in any way promote any financial service advised on our site by a credit card operator or financial service provider, nor do we check or test the accuracy or completeness of any information they have provided.
When we display generic articles on our site we do not in any way guarantee, certify, recommend or in any way promote any view or comment put forward in such article. Any views expressed in those articles are the personal views of the authors of those articles and are in no way endorsed by Web Publishing House Limited. All generic articles are displayed without alteration but we reserve the right to refuse to display or to delete an article if we feel that is in the public interest or that the article might provide offence.
Nothing on our web site is intended to be considered as, or otherwise taken as being, personal financial advice or a personal recommendation of a financial service or product.
Web Publishing House Limited takes reasonable care to check that the information we display is an accurate copy or précis of the information provided to us but our responsibility goes no further than that. Information may change with time and you are strongly advised to check any information that you may later use or rely on in coming to a decision about the service or product you wish to purchase and to check the continued validity of that information directly with the product or service provider.
You may wish to seek independent financial advice. Nothing in these terms and conditions prevents you from doing that and we would always recommend that you consider obtaining independent advice where that would be appropriate. We do not provide personal independent financial advice.
Nothing in these terms and conditions prevents you from shopping around and we are happy for you to compare the services and products displayed on this web site with any others in the market place.
Web Publishing House Limited does not act on your behalf and does not act in any way as your agent or adviser.
All services provided by Web Publishing House Limited on, or in connection with, this web site, are provided within the United Kingdom and are subject to English Law and the sole jurisdiction of English Courts.
This web site.
By using this web site you agree that Web Publishing House Limited has no responsibility to review or check the accuracy of the content displayed on this web site and all communications on this webs site are made available on the basis that Web Publishing House Limited shall not be required to exercise any control, judgement or selection over the content of the material posted hosted or contained hereon.
The use of this service is free to web site visitors so long as you abide by and agree these terms and condition of use. Web Publishing House Limited may receive a fee or commission from third party financial service providers who display information or provide information to us for display on our site.
This web site is intended to be of interest to a wide audience and therefore no information on this site should be considered as specific to meet your unique needs or situation.
Your use of this web site.
Where we collect information about you for submission to third party service providers, you agree and confirm by providing such information, that you have any such authority and rights required to allow us to use such information in the way described in our privacy policy as shown below:
You agree not to use this site for any illegal purpose or to use this site to carry on any business or commercial operation.
You agree that we have the right to monitor and record how you use your Internet connection to this site. You acknowledge that this can include the use of cookies.
When providing us with an e-mail address, postal address or telephone number you agree that we may use that contact point to provide you with information about any service we, or our product partners or the financial service providers named on this web site, can provide.
You also agree that you give permission for us to send details about you, including any personal information that you have provided on this web site, to the relevant product partner for the product or service you have requested.
Intellectual Property Rights.
You agree that your use of this web site does not confer to you any rights in relation to copyright, trademarks, or the commercial use, of the content of this web site.
You agree and acknowledge that all copyrights, trademarks, intellectual property rights, design rights, patents, know how, trade and business names in this web site belong to, and are vested in, Web Publishing House Limited.
Limitations on use.
This web site is to be used for only private personal, none commercial, use.
You agree that your use of this web site will be for strictly legal purposes.
You accept that whilst we will take reasonable steps to safeguard the security of any information you submit to us (by whatever means), we never guarantee absolute security and we accept no responsibility for any loss or damage you may suffer as a result of the loss of confidentiality of such information.
You agree that this service is provided without any warranties or guarantees (whether expressed or implied) as to the suitability quality or fitness of this service for any particular purpose and all such liability in this connection is excluded to the fullest extent permitted by law.
You agree and accept that the information and service provided by this web site is provided for use solely in the United Kingdom by those persons who are UK Residents. This web site is not intended to be used by people who are not UK Residents.
The web site and service is provided on a 'as is basis' and you agree that it is your obligation to check that this web site and service is suitable for your needs. Nothing contained in this web site should be construed as providing advice or recommendation.
Liability.
Both Parties agree that any legal proceedings pursuant to the use of this web site shall be subject to the exclusive jurisdiction of English Courts and the laws of England and Wales.
The Parties intend that the terms of these Terms and Conditions should only be enforceable by the Parties and accordingly these Terms of Business shall not be enforceable by any third party by virtue of The Contracts (Rights of Third Parties) Act 1999.
Both Parties agree that these Terms and Conditions shall represent the whole contract between the parties unless otherwise specifically agreed in writing.
Both Parties agree that if one clause or part of these Terms and Conditions is not enforceable in law then the other parts will remain in full force and effect.
Web Publishing House Limited shall not be liable or obligated to you under any section of these Terms and Conditions or any other contract for negligence, strict liability or other legal or equitable theory in contract, tort (including negligence) or otherwise for;
. any loss of damage arising out of or from the consequences of viruses or any other malicious software received via this web site or service, or
. any information or service contained on any other web site which are linked to or from this web site, or
. any service advice product or information provided by any firm or organisation introduced to you via this web site or our service.
Changes to, and suspension or termination of, our service.
Web Publishing House Limited reserves the right to change, amend, suspend, interrupt, terminate, alter or adjust the service we offer through this web site without prior notification or warning.
You agree that you will not hold Web Publishing House Limited liable for any change amendment, suspension, interruption, termination, alteration, or adjustment to the web site or the service they offer through this web site.
You agree that Web Publishing House Limited shall not be liable for any reduction or failure in the service that is outside of their reasonable control or results from an unforeseen contingency.
Privacy policy.
Web Publishing House Limited is registered under the Data Protection Act under registration number Z9102459. You can check these details out on the Information Commissioners Office web site www.ico.gov.uk.
We will take reasonable care of the information you submit to us and only use the information provided for under the Data Protection Act and as allowed under our data protection registration.
If you are providing information on behalf of another person you agree that you have obtained whatever permission, authority and agency is required to allow us to use that information as detailed in this privacy policy and to agree these terms and conditions on their behalf.
You agree that by providing us with information, we may use this information to provide the service to you that you have requested and that we may also pass this information (and any agreements and authorities you have provided in connection with that information) on to other companies supplying related financial services which we believe you may be interested in.
You accept that we have duties to provide your information to regulatory, legal, governmental bodies, and the Financial Ombudsman's Service if requested by them to provide such information.
You agree and accept that we may pass the information you have provided to firms that provide us with corporate and professional advice where this is required for the operation and control of our business. This shall include the backing up of our stored data.
You agree that any communication that may or may not include personal data can be sent to the address, telephone number and e-mail address provided to us by you.
